Category Archives: Clear Business Renaissance

The economic and financial relationships involving Monetary exchanges, money, occur in government, market, and institutional settings. The predominant, indicator of progress or success is kind competence. Clear business, Clearbiz, is transparent, simple, and sparkling. Its ethical switch, kindness, controls the values of its outcomes. Competence is maximized by clarity, the lack of opacity, and the lack of complexity. Opacity hides incompetence and unkindness.

Economics – Science or Superstition?

In what is currently studied as Economics, the prefixes micro and macro are attached describe local and global dissimilarities. While diversity is the norm, the terms are distractions from economic reality. There is but one economy. For better or for worse, humanity shares it. Economics; if it is to become a science, and not just political ideology, superstition; will need to face reality.

Money, the life blood of economy, is valuable because it can increase human survival, safety and pleasure. It can do other things that don’t help humanity. The value of money fluctuates, increasing with the benefit it provides to humanity, decreasing with the harm it causes.

Economics uses money as its life blood. Just as healthy blood is required to feed a healthy body, healthy money is required to feed a healthy economy. The harmful properties are filtered out. So humanity is nourished and protected from within.

Harm is harmful, by definition. Economics cannot be harmful, by definition. Economics is the naturally existing phenomenon that allows people to improve both their environment, and their humanity. Each person’s habitat is uniquely intertwined genetically and environmentally with that of other people’s and other generations’.

War, injustice, and poverty are the preventable, and treatable causes of depression, despair, and disfunction. We are perfectly capable of destroying them. How can a people believe that they educate their children while they simultaneously hide from this simple fact?

The Human Attribute of Uniqueness

Each person is unique. There no duplicates. The uniqueness is generated genetically, and environmentally, across generations. This uniqueness is an important attribute because people are not self reliant. They rely on the diverse talents, and opportunities of others to provide both their necessities and their pleasures.

How can education be educational if it ignores the reality of the unique necessity of inclusion? It can’t. If cloning “good” students is its goal, where is the respect for those whose inherited attributes fall outside that narrow corridor?

Education educates. Learning excuses to remain blind to reality is not education. The blind pursuit of stupidity is, by definition, not economic. Humanity shares one environment, across locations and generations. Education that fails to reveal better ways to do that fails its mandate. Masking reality in an organized manner is the antithesis of education.

Condition of the Habitat

Condition of the Habitat

Good and bad are emotionally charged words that are misunderstood, and therefore misused. They are words that subvert effective communication from logic to emotion. They cloud judgement and camouflage facts. Good and bad are emotionally descriptive of conditions brought about by nature or human nature. Conditions, good or bad, typically have dynamic inceptions. They are born kinetically. The kinetic link people have to conditions is behavior. Certain behavior strengthens or creates particular conditions.

Apparently the condition of most of the universe is hostile to human habitation. That fact isn’t bad. It is simply true. People have many opportunities to improve conditions. Taking advantage of them is beneficial to humanity. Failing to do that reduces the quality of the conditions that affect everybody.

People create better conditions for others. They inherit the conditions others left them. Better conditions require particular behavior. If the conditions are deteriorating, the behavior is inadequate, but opportunity exists as long as there people to use it.

As far as I know there is no genetic link for goodness. There are no good or bad people. Good and bad are not genetic traits. However, there is a genetic link to humanity. People have an attribute not shared with other species. That attribute is both a blessing and a curse. The blessing is that it creates an opportunity for humanity to improve its habitat. The curse is that failure to avail itself to that opportunity, causes its habitat to shrink in both size and quality.

Humanity is a single body that shares a single environment. Gouging out a persons eyes is not helpful. It harms the body of the person, and the body of all humanity. That is just a fact. The conditions that people live with can be improved with behavior. Living with self inflicted wounds is difficult, dehumanizing, and degrading. People are insulated from dissatisfaction, despair, and extinction by the efforts of other people. Making the choice to care for the body of humanity is what creates humanity.

A fish can only live in water. Changing its behavior will not change the conditions of its habitat. People can use behavior to change their habitat. They are not stuck. Intellect and emotion are motivators of behavior. Environment naturally erodes. Individually, people cope with erosion emotionally because erosion is beyond their individual capability to control. Emotion causes individuals to behave in ways that are detrimental to humanity. Emotion can stymie efforts to protect individuals’ immediate needs, needs that often could have been better served by other people.

Binary math can help understand this. People can guide behavior with intellect. Certain behavior results in better emotional outcomes, as well as better survival odds. With regards to humanity, each behavior can be represented by 1 if it is helpful, or represented by 0 if it is not. Numerical depiction helps avoid emotional logic. Superstitious ideology has emotional underpinnings. It inspires behavior that will not create a decent habitat for humanity. War, injustice, and poverty can only be eradicated using intellectually guided behavior.

Good and bad are emotional words. Human behavior that is not environmentally supported tends not to be environmentally supportive. The place people live needs to be the best they can make it. Less is not good enough. Humanity can only improve, because failing is inhumane.

Colossal Problem


Globally we are faced with a colossal problem. Because of its size there is no serious institutional effort to address it. Institutionally, failure is something to avoid, and if that is impossible, it is something to hide. Failure is costly because institutional income is derived from success. That formula erects a wall that prevents institutions from actually succeeding by limiting the scope of their accomplishments. Difficult problems are either avoided or hidden because of their cost. If your house has a leaky roof, mowing the lawn won’t fix the problem. The mowed grass fools people who who are just passing by. There are a lot of leaky roofs, a lot of homeless people, and many institutions that are capable of doing nothing more than mowing grass. Those institutions trick people into paying too much for a diminishing service with a rising price-tag.

When institutions are inverted, problems are solved to enhance the lives of just a few, while cost is levied on everyone. The previously referred to, “huge problem,” is enhancing the habitability of Earth for the benefit of humanity. It is only huge because our institutions are formed upside-down. On their tops they are inefficient, the fuel pours from their tanks. The fuel is money, a shortage of which causes competition, collusion, and criminality, three traits that devalue money, and turn institutions on their heads.

How can we turn them right-side-up? Since cost is what steers institutions in the wrong direction, the institutional problem has something to do with money. Printing more just makes it worth less. Inflation is one of those problems that institutions can’t solve because expenses are not diminished with declining monetary value. The answer to increasing institutional success is to increase the value of money. How is that done? An academic study would clearly show what many people already know, but institutions hide the facts, and that includes governmental, educational, and religious institutions.

Money has value because of what it can allow institutions to accomplish. The total amount of money in the World is equal to the best human habitat that it can afford. The value of money only increases if the quality of human existence does the same. Printing more doesn’t buy more. Gold, silver or platinum doesn’t make it worth more. The stock market doesn’t make its value increase. The total value of money is exactly what it provides for humanity.

Food, water, and air are important to human survival, and so is money. Money is like an instrument that measures the resilience of the human spirit. Humanity strengthens it. Inhumanity weakens it. Inflation is not caused by printing too much money. It is caused by placing too little value on what it measures.

Effective Education

What is valuable about education? What is the measure of its effectiveness? Considering that most of the world’s population receives some, or much education. Little is done to address the answers to those two questions about the value and effectiveness of education. That is especially true of the institutions that do much of the educating.

Education is a product, and that product is sold by the institutions that do the educating. They advertise the product, and what sells is sometimes harmful to those who learn, harmful to those who fail to learn, and harmful to society at large. The harm is concealed to sell the product.

The war, the poverty, and the injustice that plagues humanity is not necessary, and it is not smart. Education is, at the very least, part of the solution to problems that don’t solve themselves. Education produces results. It is important that results solve problems, not perpetuate them, and certainly not make them worse.

Educational value translates into behavior. The smart behavior does no harm. Absent harm, education can produce safety, efficiency, and happiness. There is exactly one world. People have the ability to improve it, and make it a better place for others. Other people either make it a better place for them, or they fail. The failure is not a product of education. The failure is imminent when education is lacking.

Education is sold as a way of increasing intellectual power. Unfortunately the power is often used to pit humanity against itself, because the value of education is minimized, even negated by repeating disastrous results. Education is not a personal competition. It is a project to improve humanity. When people work hard to improve the lives of others they need not worry. Others are working hard to improve their lives. There is little that a person can do to improve their own existence other than opportunely improve the environment for others.

Force times distance measures work. Education has no mathematical equivalence because of the individuality of its effectiveness. Its value is recognizable, not as an amount, but as a direction away from harm, toward humanitarian benefit.

Consequential

In 1956, as a senior in high school, the class took a social studies quiz with 30 true and false questions. One student predictably received an “F” on the test. What was unpredictable however, was his score, “0” none right. The teacher lost no time in taking advantage of that teachable moment. What better time to learn the statistical unlikelihood of a perfectly terrible paper. While the popular teacher was humiliating an unpopular student, he had the undivided attention of the entire class, with just one sad exception.

Ever since that day I have struggled with the statistical significance of that test. With a guess on each answer, he would get them all wrong about one out every 900 tries. However, that test gave him no chance to choose the correct answer, because there were no options for him to include the correct answer. The teacher desires one of two answers, but in a true false test there are exactly three possible correct answers, “true,” “false,” and the one that test makers hide. The the hidden answer is “inconsequential.”

There was no way that poor student should have been asked to answer any of those questions because each answer for him was inconsequential. Our laughter however was of great consequence, in a bad way. Whatever the value of the questions on the test, of which I can’t remember even one, the dehumanizing influence we applied that day was deplorably consequential.

Why Is There WIP? (war, injustice, and poverty)

Why Is There WIP?

Why is there still WIP (war, injustice, and poverty)? Can’t it be eliminated? Just publicly asking the question is considered reasonable proof of the mental instability of those who ask. Yet the misery, the danger, and the despair created by them are the fuels that allow the worlds bureaucracies to create more war, more injustice, and more poverty. While despicable behavior is best avoided by removing the incentive to behave despicably, honor is bestowed on stupidity.

WIP still exists because there is no plan to eliminate it. Which institution has a plan? Is there a certain religion? a certain government? a certain educational institution? or is there a certain political system that has a plan? If there is, it is a well kept secret. War, injustice, and poverty are used to inflict misery, danger, and despair on other people, so the other people can’t inflict them first. How has that worked out? Add technology, and nukes. Does that look more appealing?

Of course there is no logic in hurting others before they hurt you because sharing an environment is vastly more satisfying, and more effective than fighting over it. Misery, danger, and despair are symptoms of an underlying problem, a problem that is only challenged in fairytales.

Who are the crazies? Are they those who live miserably with the infinite escalating recursion of the symptoms caused by WIP? Wouldn’t stopping the disease, stop its symptoms? Can’t WIP be eliminated? Is peace, justice, and humanity not a real possibility? If the answer is no, then why not? If the answer is yes, shouldn’t there be a plan to achieve it?

Alienation

The concept of world citizenship is alien to much of the worlds population. Of course, each of us knows only a fraction of what others inherit, of what they experience, or of the blessings they would be capable of bestowing on humankind it they weren’t isolated.

Alienated people tend to respond to their feelings of alienation in one of three ways. They suffer in secret. They migrate, or they fight. Alienation divides humanity against its own environment. It needlessly creates a dangerous, unsatisfying place to live, and pass to new generations.

Alienation destroys the fabric of civilization. War, injustice, and poverty is caused and exacerbated by alienation. The same alienation causes hopelessness, depression, and despair.

Education is a great tool to decrease, or prevent alienation. Unfortunately it is often used for precisely the opposite purpose, to alienate. People feel threatened by people who are different. Education can reduce alienation by increasing the understanding of differences, but education can tend to make people believe that certain people are better because of particular things they know that others don’t. People receive, and prominently display documentation to prove their super humanity, alienating them from the rest of the world.

Education is a direction, not an amount. No matter how much a person knows, the people they communicate with know important things that they don’t. People are ignorant about much that is shared by people they don’t communicate with. Economic and ecological harm is practically absent from the educational discussion. There is a terrible price to humanity for choosing to remain ignorant.

None of the seven billion people who populate Earth is a replica of any other. Diversity is a single trait that we all share. Earth is where we share it. Alienation is an act of cowardice. It is imposed on a people who need acceptance to patch the fabric of civilization that protects humanity from needless harm, harm that is caused by alienation.

Economic Law


There is no rational correlation between evil beings and economic harm. Harm is harmful whether it is caused by a felon, or by the pope. Similarly, there is no correlation between intellect and harm, for exactly the same reason. Harm is harmful regardless of stupidity, brilliance, dastardliness, or the godliness of the people who allow it to degrade humanity.

Law that is contrary to natural economic law is potentially harmful, probably usually harmful, and perhaps always economically harmful. A nation that is governed by law is first governed by economic law, reality.

Economic law is universal. It is simple to understand. Nevertheless it is academically unrecognized. The result of this is that people are being educated to ignore economic harm. Students go into the world with powerful academic tools that can do harm, that allow harm, and that hide it.

Throughout history essentially four kinds of power have been pursued to combat harm. They include physical, spiritual, intellectual, and political power. While there is a role for these attributes, they have been so ineffective in eliminating economic harm that humankind is needlessly destroying itself. War, injustice, poverty, and despair are not becoming less prevalent. They are creating an environment that is increasingly hostile to humanity.

As people cast blame for harm on others, feelings are hurt. Sub economic habitat is dehumanizing. It spawns animal-like behavior, and the harm becomes an infectious plague that divides humanity against itself. It causes people to destroy each other, and themselves.

This is the universal basic economic law, reality. All generations share one environment, forever. It is not effective, or satisfying to fight over it. Safety, comfort, and joy are gifts derived from the efforts of other people, and other generations. Every person makes a difference. It matters that each person, and each institution chooses to first do no harm. Personal benefit, and satisfaction is produced by others, and it is produced for others. Together people build economy. Divided they sabotage it.

Economic harm is the enemy of humankind. Left unchecked it causes the plague that haunts humanity. Protect us from economic harm by protecting other people from it. Humanity cannot occupy the same environment as the plague, and there is only one environment. You are important. Protect yourself by protecting others. Make a difference. We love you.

Economic Wall

Any wall disingratiates people on opposite sides. Walls dampen communication. They separate facts from the reality that all people, across all time share exactly one environment. The kindness, and the competence that people exhibit as they share this habitat is economics. Nothing else is. There is only one reason to build an economically credible wall. That is to increase kindness and competence by avoiding economic harm. The wall is between harm and benefit. The world’s population occupies the side that is creating the barrier to protect itself from the harm that they are isolating to the far side of the wall.

There are also educational walls. They share the same attributes as the economic walls. Disenfranchisement and super-enfranchisement block communication, the foundational attribute of education. Education is the foundational attribute of economics. Education is a direction, not an amount. Each discovery gives birth to many new mysteries. ‘Know-it-all-ism’ is a wall that blocks economy. It damages the nest of humanity that allows high quality life and assures its natural continuance. The environmental damage to the nest destroys human lives, and threatens human existence.

Walls are erected for protection, out of fear and ignorance. When people surround themselves with walls they lock themselves inside with the fear, and the ignorance. They block their innate ability to eliminate, or avoid harm. The outside forces are seldom as devastating as those inside the wall. Economic advancement is accomplished by tearing down walls. There is one necessary exception. The economic wall that separates harm from benefit must be consistently kept in a state of repair. Repairing that wall is how people protect others, and other generations. It is how they protect us.

While our existence is miraculous, reality is where we live. It is up to humanity to protect itself. People are not gifted with the ability to care for themselves. Instead, they have an innate economic attribute, the ability to care for each other, and other generations. It is infinitely beneficial to do so, and tragically harmful to fail.