Piggy Bank Robbery

How would you feel if someone stole ten dollars out of your child’s piggy bank every month, half of her monthly income? How would you feel if the person who did it made $21.3 million per year? How would you feel if he was virtually immune from prosecution? How would you feel if, you owned stock in the company that pays him to do that? Would you just stand there and watch?

Wells Fargo is an example of a business that is not clear. My granddaughter has a savings account there. The last four digits are 0147. They charged her $10/month for the privilege of depositing her money. She was refunded $130. They could only reconstruct the records 13 months back. The reason they gave for charging the fee was that the account was listed in three names with my granddaughter’s in the middle. If her name had been first, They said she wouldn’t have been charged the fee. I assume that meant that it was okay to steal from my wife and me, but not my granddaughter

We have a home mortgage with Wells Fargo. The last four digits the account are 3794. They automatically withdraw money from my account every two weeks. They don’t apply it to my mortgage until much later, over 30 days when I checked on Dec. 3. They said it was another companies fault. Every month they are depositing the money late, at my expense.

Builduildaclearbiz.com is entertaining complaints about mistreatment by Wells Fargo, even if Wells Fargo resolves their personal problem. Based on my personal experience they charge multiple unreasonable fees, and use unreasonably timed transactions to the customers’ disadvantage. They use “poor tax,” strategies on the young and the old. Some of these things they will overturn on request, but statistical probability indicates that these practices constitute a major source of their income.

Buildaclearbiz will build a database of Wells Fargo abuses. Based on the data we will hold them, and bank oversight authorities publicly accountable. While we are doing that, we make the following recommendations. (1) Move your banking to a smaller bank, preferably a credit union. They’ll treat you better, and you’ll keep more of your money. (2) Warn your neighbors about Wells Fargo. Protect their kids’ piggy banks and the integrity of their mortgage. (3) Check your IRA’s. Get rid of Wells Fargo Stock, and securities that bundle it. It is unkind to finance these abuses, and besides the stock is going to tank, because we are going to publicize the issue by cutting them no slack until all of their customers are made whole.




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